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Debt consolidation counselling

How much does debt consolidation counselling cost?

  • R8800 – R10,000
    The restructuring fee for debt counselling (for an individual)
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Debt consolidation counselling

Debt consolidation loan
Debt consolidation, debt management

Below are the informative prices of debt consolidation counselling. We've also examined what the quoted prices usually include and which factors affect the final price.


The application fee for debt counselling

  • R61 – R63

This is a one-off amount that is paid upfront and in full and it pays for the processing of your application. As the price is regulated by NCA and NCR, it does not vary. The average cost of the application fee for debt counselling is R63, or typically between R61 and R63.

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The restructuring fee for debt counselling (for an individual)

  • R8800 – R10,000

This is the full assessment of consumer’s finances and includes a proposal for creditors to pursue, organizing of consumer’s debts, negotiations with your credit card providers for lower interest rates, supplying the attorneys with needed documents, handling transfer requests, and filling in NCT applications. Debt Review is governed and regulated by the NCA and NCR and is a formal legal process. The prices are therefore the pretty much the same across the country. On average, expect to be charged between R8800 and R10,000 for the restructuring fee for debt counselling (for an individual).

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The reckless lending fee for debt counselling

  • R1800 – R1900

Your counsellor will take a look at any reckless lending investigations, and supply attorneys with relevant documents to draft affidavits on the assessment outcome. Debt Review is governed and regulated by the NCA and NCR and is a formal legal process so the prices do not vary by much. The cost of the reckless lending fee for debt counselling typically runs from R1800 to R1900, averaging at R1900.

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The administration fee for debt counselling

  • R300 – R400

This is a once-off fee that is paid upfront. It includes consultation with your counsellor to discuss the process and its costs, sending notices to your debtors, and handling any debt review rejections you might have received. Debt Review is governed and regulated by the NCA and NCR and is a formal legal process so the prices do not vary by much. On average, expect to be charged between R300 and R400 for the administration fee for debt counselling.

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Recent jobs for debt consolidation counselling

Debt consolidation loan

  • City (or suburb) where you need the service: Polokwane
  • What is your monthly income?: Over R10.000
  • How long are you employed at your current position?: Over 12 months
  • What is the amount of debt you wish to take?: R10.000 - R50.000
  • Estimated project start: Within a month

Would like to consolidate my bank, credit card and clothing account

Debt consolidation counselling

  • City (or suburb) where you need the service: Witbank
  • Are you a citizen of South Africa?: Yes
  • Are you employed?: Yes
  • What type of debt do you need to consolidate?: Personal items loan (furniture, clothing, motor vehicle, other)
  • What is the amount owed?: R100.000 or more

Debt consolidation loan

  • City (or suburb) where you need the service: Uitenhage
  • What is your monthly income?: Over R10.000
  • How long are you employed at your current position?: Over 12 months
  • What is the amount of debt you wish to take?: R100.000 - R200.000

Debt consolidation loan

  • City (or suburb) where you need the service: Johannesburg
  • What is your monthly income?: Over R10.000
  • How long are you employed at your current position?: Over 12 months
  • What is the amount of debt you wish to take?: R100.000 - R200.000

Debt consolidation loan

  • City (or suburb) where you need the service: Bloemfontein
  • What is your monthly income?: Over R10.000
  • How long are you employed at your current position?: Over 12 months
  • What is the amount of debt you wish to take?: R10.000 - R50.000

I have commitments whereby I have a contract for delivering newspapers with Media 24 and it happened that I accrued debt with my car which I cannot complete because I keep on loaning so I want ones off payment on all debt ant I pay only one company of which I can afford.

Debt consolidation counselling

  • City (or suburb) where you need the service: Ashton

Debt consolidation loan

  • City (or suburb) where you need the service: Somerset East Old Township, Somerset East
  • What is your monthly income?: R5.000 - R10.000
  • How long are you employed at your current position?: Over 12 months
  • What is the amount of debt you wish to take?: Over R200.000
  • Estimated project start: More than 3 months

I need a loan to pay off all my depth

Debt consolidation loan

  • City (or suburb) where you need the service: Kzn
  • What is your monthly income?: Over R10.000
  • How long are you employed at your current position?: 3 - 12 months
  • What is the amount of debt you wish to take?: R10.000 - R50.000
  • Estimated project start: More than 3 months

Need help with consolidation loan to settle all debts and become debts free

Debt consolidation counselling

  • City (or suburb) where you need the service: Middelburg, Mpumalanga
  • Are you a citizen of South Africa?: Yes
  • Are you employed?: Yes
  • What type of debt do you need to consolidate?: Personal items loan (furniture, clothing, motor vehicle, other)
  • What is the amount owed?: R10.000 - R50.000
  • Estimated project start: More than 3 months

i dont qualify for any loans due to my credit rating being bad n low i want to start paying everything i owe to get my name in goodbooks because right now i cant qualify for anything not evenn a cellphone contract

Debt consolidation counselling

  • City (or suburb) where you need the service: Polokwane
  • Are you a citizen of South Africa?: Yes
  • Are you employed?: Yes
  • What type of debt do you need to consolidate?: Personal items loan (furniture, clothing, motor vehicle, other)
  • What is the amount owed?: R100.000 or more
  • Estimated project start: More than 3 months

fell like i have been over chard charged.being paing but it is not going down