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Debt consolidation counselling

How much does debt consolidation counselling cost?

  • R8800 – R10,000
    The restructuring fee for debt counselling (for an individual)
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Debt consolidation counselling

Debt consolidation loan
Debt consolidation, debt management

Below are the informative prices of debt consolidation counselling. We've also examined what the quoted prices usually include and which factors affect the final price.


The application fee for debt counselling

  • R61 – R63

This is a one-off amount that is paid upfront and in full and it pays for the processing of your application. As the price is regulated by NCA and NCR, it does not vary. The average cost of the application fee for debt counselling is R63, or typically between R61 and R63.

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The restructuring fee for debt counselling (for an individual)

  • R8800 – R10,000

This is the full assessment of consumer’s finances and includes a proposal for creditors to pursue, organizing of consumer’s debts, negotiations with your credit card providers for lower interest rates, supplying the attorneys with needed documents, handling transfer requests, and filling in NCT applications. Debt Review is governed and regulated by the NCA and NCR and is a formal legal process. The prices are therefore the pretty much the same across the country. On average, expect to be charged between R8800 and R10,000 for the restructuring fee for debt counselling (for an individual).

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The reckless lending fee for debt counselling

  • R1800 – R1900

Your counsellor will take a look at any reckless lending investigations, and supply attorneys with relevant documents to draft affidavits on the assessment outcome. Debt Review is governed and regulated by the NCA and NCR and is a formal legal process so the prices do not vary by much. The cost of the reckless lending fee for debt counselling typically runs from R1800 to R1900, averaging at R1900.

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The administration fee for debt counselling

  • R300 – R400

This is a once-off fee that is paid upfront. It includes consultation with your counsellor to discuss the process and its costs, sending notices to your debtors, and handling any debt review rejections you might have received. Debt Review is governed and regulated by the NCA and NCR and is a formal legal process so the prices do not vary by much. On average, expect to be charged between R300 and R400 for the administration fee for debt counselling.

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Recent jobs for debt consolidation counselling

Debt consolidation loan

  • City (or suburb) where you need the service: Nigel
  • What is your monthly income?: R5.000 - R10.000
  • How long are you employed at your current position?: Over 12 months
  • What is the amount of debt you wish to take?: Up to R10.000
  • Estimated project start: Within a month

I owe 3 loans, 1 loan is from African Bank but it's not a lot I pay R a month, 2nd loan from fasta these quick loan for a month which I pay R once off and 3rd loan from Lendplus which I pay once off R. Then I owe my neighbor R. So if I could get at R and I pay all these then I pay that loan for maybe 10 - 12months

Debt consolidation loan

  • City (or suburb) where you need the service: Elspark, Boksburg
  • What is your monthly income?: Over R10.000
  • How long are you employed at your current position?: Over 12 months
  • What is the amount of debt you wish to take?: R50.000 - R100.000
  • Estimated project start: Within a month

The debt counselor didnt oay my creditors for 6 months and missed 36 payments i had to sell my vechicle to pay those missed payments and settle them I didnt have enough funds to close all of them Im left with 2 accounts to settle got my self of debt review and ive been diong very until 25th July my bank account got hacked half my salary was taken out didnt have enough money to pay my debt so I took out small loans to that cos the bank wasn't helpful at all and I didnt want to do that I had no choice or im back in arrears cos my end goal is to apply for vechicle finance so I can get a vechicle again almost lost my job over this to if there is someone out there that can assit me of achieving my goal I'll be greatful. Banks doesn't help much at all cos you have to qualify for everything aggrevstes me

Debt consolidation loan

  • City (or suburb) where you need the service: Johannesburg
  • What is your monthly income?: Over R10.000
  • How long are you employed at your current position?: Over 12 months
  • What is the amount of debt you wish to take?: R10.000 - R50.000

Due to personal financial issues I accumulated various payday loans to resolve the issue because I did not want a long term contract however now I have a few payday loans all 6montha and unable to make all the repayments. Is it possible to settle all my payday loans for me to have 1 repayment. Total repayment for all payday loans is currently more than R month.

Debt consolidation counselling

  • City (or suburb) where you need the service: Pretoria
  • Are you a citizen of South Africa?: Yes
  • Are you employed?: No
  • What type of debt do you need to consolidate?: Other debt
  • What is the amount owed?: R10.000 - R50.000
  • Estimated project start: Within a month

I have a problem with always getting into debts that I don't understand. 1 I bought my son a taxi from RAF money since he was young when he got RAF payout, I installed tracker to the car but the car stopped working within 6 months I called the tracker company since I didn't need it anymore to cancel but they refused and told me about certain cancellation fee I didn't know about from the beginning. They still charging monthly and not my son reinstated both his money and car from me but all the debts are still in my name. There's also SARS claiming money I paid the amount they asked now they say i now owe them settlement fee of R that I don't how it came about because I never ran from them and I complied fairly. I am an unemployed mother 4 and depend on only sassa grant for only 3 of my kids. And again there's Railway furnitures when my grandma passed away she owed them money and I signed on her behalf they expect me to settle her debt too. Please help

Debt consolidation loan

  • City (or suburb) where you need the service: Durban
  • What is your monthly income?: R5.000 - R10.000
  • How long are you employed at your current position?: 3 - 12 months
  • What is the amount of debt you wish to take?: Up to R10.000
  • Estimated project start: Within a month

I need a consolidation loan of an amount of R to settle my debt from 3 money lending companies and a loan shark who I owe an amount of R.i need my life back because the salary I'm earning every month is not bad at all.i can manage to survive very well if I can get a consolidation loan which will only be my debt to pay every time I receive my salary. Please help.

Debt consolidation loan

  • City (or suburb) where you need the service: Centurion
  • What is your monthly income?: Over R10.000
  • How long are you employed at your current position?: 3 - 12 months
  • What is the amount of debt you wish to take?: R10.000 - R50.000
  • Estimated project start: Within a month

I am a 25 year old female who would like to reduce the admin of multiple debit orders, and clear my debt into one payment with one facility. I am an accountant , still have a good credit record (as finance professionals need to maintain a good record to remain employed). I want to consolidate my debt early.

Debt consolidation loan

  • City (or suburb) where you need the service: Johannesburg
  • What is your monthly income?: Over R10.000
  • How long are you employed at your current position?: Over 12 months
  • What is the amount of debt you wish to take?: R10.000 - R50.000
  • Estimated project start: Within a month

I need help paying of my existing debt please as I was under debt review and the debt counselor didnt pay my creditors for 6 months so I had to sell my vechicle to pay all those missed payments and settle them i didnt have enough funds to close them all im only left with 2 accounts i am no longer under debt review that's why i want to do this and also open my cash more to accommodate paying back the loan when my debt is settled I can give the 2 accounts that I want settle there no need for funds to get paid into my account..once that's done I want to get a vechicle that's my first priority right now...all my accounts is up to date ive been paying my creditors myself the last couple of months all Im asking is just for a little help ive been diong the best I can the last couple of months now im at a point where I just need that extra little help so I can move foward in life ive been in the same place for almost 2 years now not moving forward the help will be much appreciated and ill be so greatful ive been struggling so much and to get help is extremely difficult..my bank account got hacked last months the bank didnt help me with funds of lost so I had to take small loans to pay my debt is didnt have a choice and i didnt my accounts to go into arrears my credit score is average I probably won't qualify everytime I reach out for help then I get told about debt review i am not overindebt bad luck has just been hitting me from all sides.. All want i want is to pay off my existing debt and get my bakkie back. I really need this help PLEASE!!

Debt consolidation loan

  • City (or suburb) where you need the service: Johannesburg
  • What is your monthly income?: Over R10.000
  • How long are you employed at your current position?: Over 12 months
  • What is the amount of debt you wish to take?: R10.000 - R50.000
  • Estimated project start: More than 3 months

Due to personal financial issues I accumulated various payday loans to resolve the issue because I did not want a long term contract however now I have a few payday loans all 6montha and unable to make all the repayments. Is it possible to settle all my payday loans for me to have 1 repayment. Total repayment for all payday loans is currently more than R month.

Debt consolidation loan

  • City (or suburb) where you need the service: Johannesburg
  • What is your monthly income?: Over R10.000
  • How long are you employed at your current position?: Over 12 months
  • What is the amount of debt you wish to take?: R10.000 - R50.000
  • Estimated project start: Within a month

I need help paying of my existing debt please as I was under debt review and the debt counselor didnt pay my creditors for 6 months so I had to sell my vechicle to pay all those missed payments and settle them i didnt have enough funds to close them all im only left with 2 accounts i am no longer under debt review that's why i want to do this and also open my cash more to accommodate paying back the loan when my debt is settled I can give the 2 accounts that I want settle there no need for funds to get paid into my account..once that's done I want to get a vechicle that's my first priority right now...all my accounts is up to date ive been paying my creditors myself the last couple of months all Im asking is just for a little help ive been diong the best I can the last couple of months now im at a point where I just need that extra little help so I can move foward in life ive been in the same place for almost 2 years now not moving forward the help will be much appreciated and ill be so greatful ive been struggling so much and to get help is extremely difficult..my bank account got hacked last months the bank didnt help me with funds of lost so I had to take small loans to pay my debt is didnt have a choice and i didnt my accounts to go into arrears my credit score is average I probably won't qualify everytime I reach out for help then I get told about debt review i am not overindebt bad luck has just been hitting me from all sides.. All want i want is to pay off my existing debt and get my bakkie back. I really need this help PLEASE!!

Debt consolidation loan

  • City (or suburb) where you need the service: Benoni
  • What is your monthly income?: R5.000 - R10.000
  • How long are you employed at your current position?: Over 12 months
  • What is the amount of debt you wish to take?: R10.000 - R50.000
  • Estimated project start: Within a month

I'm reaching out to discuss my current financial situation and explore options for paying off my debts. I'm committed to making regular payments and can afford to pay R per month. I'd like to know if this amount can be allocated towards my accounts and if there's a way to set up a payment plan that works for me. Could you please advise on the best course of action and let me know if there are any additional requirements or documentation needed? I'd appreciate your guidance and assistance in getting back on track with my payments.