2nd Chance Debt Counsellors

Upington
Debt consolidation
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Other services in Upington and surroundings

Recent requests

Debt consolidation loan arrangement for R10,000 to R50,000

  • City (or suburb) where you need the service: Benoni
  • What is your monthly income?: R5.000 - R10.000
  • How long are you employed at your current position?: Over 12 months
  • What is the amount of debt you wish to take?: R10.000 - R50.000
  • Estimated project start: Within a month
  • Price estimate: R5000

I'm reaching out to discuss my current financial situation and explore options for paying off my debts. I'm committed to making regular payments and can afford to pay R per month. I'd like to know if this amount can be allocated towards my accounts and if there's a way to set up a payment plan that works for me. Could you please advise on the best course of action and let me know if there are any additional requirements or documentation needed? I'd appreciate your guidance and assistance in getting back on track with my payments.

Consolidation of R100,000-R200,000 debt and credit clearance

  • City (or suburb) where you need the service: Polokwane
  • What is your monthly income?: Over R10.000
  • How long are you employed at your current position?: Over 12 months
  • What is the amount of debt you wish to take?: R100.000 - R200.000
  • Estimated project start: Within a month
  • Price estimate: R25,000

I was under a debt review from .from last year I was paying my accounts from my side due because. Debt review councilors were not distributing money to all accounts. After receiving uncomfortable calls from companies I owe I dicided to pay from my bank. But I'm still struggling cause I don't know when I will finish. So it looks like I will pay for my entire life. May you please consolidate all my credits and remove my name from credit berau. I

Home loan debt consolidation counselling session

  • City (or suburb) where you need the service: Cape Town City Centre, Cape Town
  • Are you a citizen of South Africa?: Yes
  • Are you employed?: Yes
  • What type of debt do you need to consolidate?: Home loan
  • What is the amount owed?: R100.000 or more
  • Estimated project start: 1–3 months
  • Price estimate: R2500

Hi, I would like consultation on what options I have during these difficult times of financial difficulties. Ideally I would like to reduce my home loan repayment amount and increase the term on it. But my fear is that won't this put me in a disadvantage for future transactions. Surely in these current times restructuring debts, there are many options available without disadvantaging to poor post COVID 19.

Debt consolidation loan for R10,000 to R50,000

  • City (or suburb) where you need the service: Johannesburg
  • What is your monthly income?: R5.000 - R10.000
  • How long are you employed at your current position?: Over 12 months
  • What is the amount of debt you wish to take?: R10.000 - R50.000
  • Price estimate: R65,000

I would like to do a debit consolidation

Debt consolidation loan for R50,000 to R100,000

  • City (or suburb) where you need the service: Welkom
  • What is your monthly income?: Over R10.000
  • How long are you employed at your current position?: Over 12 months
  • What is the amount of debt you wish to take?: R50.000 - R100.000
  • Estimated project start: Within a month
  • Price estimate: R12,000

Bad credit score with multiple debts

Loan for debt consolidation R50,000

  • City (or suburb) where you need the service: Johannesburg
  • What is your monthly income?: Over R10.000
  • How long are you employed at your current position?: Over 12 months
  • What is the amount of debt you wish to take?: R10.000 - R50.000
  • Estimated project start: Within a month
  • Price estimate: R55,000

I am writing to apply for a debt consolidation loan to restructure my current short-term and high-interest credit obligations into a single, affordable repayment. My income is stable at approximately R20, – R21, net per month, however I am currently experiencing cash-flow pressure due to multiple short-term loans with high monthly instalments. I am not seeking additional credit for new spending, but rather to settle existing obligations and stabilise my finances. The loans I am requesting to consolidate are the following: Prime Loans Technology Lendplus Technology Mpowa Finance Fatsa Capfin SA Unifi (Account 1) Unifi (Account 2) Direct Personal Loans These accounts collectively place a heavy monthly burden, and consolidation would allow me to honour my commitments responsibly under one structured repayment. I am not applying for debt review, and I remain committed to meeting my obligations in full. My intention is to improve affordability, reduce risk, and maintain a good repayment record going forward.

Consolidation loan application R20k–R30k

  • City (or suburb) where you need the service: Cape Town
  • What is your monthly income?: Over R10.000
  • How long are you employed at your current position?: Over 12 months
  • What is the amount of debt you wish to take?: R10.000 - R50.000
  • Estimated project start: Within a month
  • Price estimate: R35,000

Right now I’m financially stretched and trying to stop things from getting worse. I have multiple active loans (over R15, total), with at least one account in arrears, and my credit profile isn’t good. My income isn’t covering everything comfortably. I’ve been looking into taking a R20k–R30k loan to consolidate everything into one payment so I can manage it better.

Consolidation loan of R50,000

  • City (or suburb) where you need the service: Pretoria
  • What is your monthly income?: Over R10.000
  • How long are you employed at your current position?: Over 12 months
  • What is the amount of debt you wish to take?: R10.000 - R50.000
  • Estimated project start: Within a month
  • Price estimate: R68,000

I am currently under debt review; my total debt is +_ R 30 . i want to apply for a consolidation loan of R50 to pay all my debt and have a little bit to put me in a situation where i don't live from payday to payday and to clear my name I have a fixed salary earning nett R26K and if this can be re-payed in 36 months i can sleep better at night

Consolidation loan application R10,000

  • City (or suburb) where you need the service: Grahamstown
  • What is your monthly income?: R5.000 - R10.000
  • How long are you employed at your current position?: Over 12 months
  • What is the amount of debt you wish to take?: Up to R10.000
  • Estimated project start: More than 3 months
  • Price estimate: R500

I struggle to get loans because i have been working for a year and 3 months now and i haven't opened any accounts yet which makes my credit score low. I wish i could qualify because i do get paid R per month at my job and also receive R per month from my business. I need some payments to be made and month end is still far away i wish i could get your help

Debt consolidation counselling

  • City (or suburb) where you need the service: Pretoria
  • Are you a citizen of South Africa?: Yes
  • Are you employed?: Yes
  • What type of debt do you need to consolidate?: Other debt
  • What is the amount owed?: R100.000 or more
  • Estimated project start: More than 3 months
  • Price estimate: R2500

I bought this bike from someone with an high price then they took the bike back give me something a bit cheaper and then I arrange to the guy I swapped the bike for a car I give the car back to him but he still makes me to pay for the two bikes and I can't afford to pay that money every month so I'm wondering if there's any way that you can help me so we can try to solve this issue that's why I needed attorney or a lawyer that can assist me