I need help paying of my existing debt please as I was under debt review and the debt counselor didnt pay my creditors for 6 months so I had to sell my vechicle to pay all those missed payments and settle them i didnt have enough funds to close them all im only left with 2 accounts i am no longer under debt review that's why i want to do this and also open my cash more to accommodate paying back the loan when my debt is settled I can give the 2 accounts that I want settle there no need for funds to get paid into my account..once that's done I want to get a vechicle that's my first priority right now...all my accounts is up to date ive been paying my creditors myself the last couple of months all Im asking is just for a little help ive been diong the best I can the last couple of months now im at a point where I just need that extra little help so I can move foward in life ive been in the same place for almost 2 years now not moving forward the help will be much appreciated and ill be so greatful ive been struggling so much and to get help is extremely difficult..my bank account got hacked last months the bank didnt help me with funds of lost so I had to take small loans to pay my debt is didnt have a choice and i didnt my accounts to go into arrears my credit score is average I probably won't qualify everytime I reach out for help then I get told about debt review i am not overindebt bad luck has just been hitting me from all sides.. All want i want is to pay off my existing debt and get my bakkie back. I really need this help PLEASE!!
Due to personal financial issues I accumulated various payday loans to resolve the issue because I did not want a long term contract however now I have a few payday loans all 6montha and unable to make all the repayments. Is it possible to settle all my payday loans for me to have 1 repayment. Total repayment for all payday loans is currently more than R month.
I need help paying of my existing debt please as I was under debt review and the debt counselor didnt pay my creditors for 6 months so I had to sell my vechicle to pay all those missed payments and settle them i didnt have enough funds to close them all im only left with 2 accounts i am no longer under debt review that's why i want to do this and also open my cash more to accommodate paying back the loan when my debt is settled I can give the 2 accounts that I want settle there no need for funds to get paid into my account..once that's done I want to get a vechicle that's my first priority right now...all my accounts is up to date ive been paying my creditors myself the last couple of months all Im asking is just for a little help ive been diong the best I can the last couple of months now im at a point where I just need that extra little help so I can move foward in life ive been in the same place for almost 2 years now not moving forward the help will be much appreciated and ill be so greatful ive been struggling so much and to get help is extremely difficult..my bank account got hacked last months the bank didnt help me with funds of lost so I had to take small loans to pay my debt is didnt have a choice and i didnt my accounts to go into arrears my credit score is average I probably won't qualify everytime I reach out for help then I get told about debt review i am not overindebt bad luck has just been hitting me from all sides.. All want i want is to pay off my existing debt and get my bakkie back. I really need this help PLEASE!!
I'm reaching out to discuss my current financial situation and explore options for paying off my debts. I'm committed to making regular payments and can afford to pay R per month. I'd like to know if this amount can be allocated towards my accounts and if there's a way to set up a payment plan that works for me. Could you please advise on the best course of action and let me know if there are any additional requirements or documentation needed? I'd appreciate your guidance and assistance in getting back on track with my payments.
I was under a debt review from .from last year I was paying my accounts from my side due because. Debt review councilors were not distributing money to all accounts. After receiving uncomfortable calls from companies I owe I dicided to pay from my bank. But I'm still struggling cause I don't know when I will finish. So it looks like I will pay for my entire life. May you please consolidate all my credits and remove my name from credit berau. I
Hi, I would like consultation on what options I have during these difficult times of financial difficulties. Ideally I would like to reduce my home loan repayment amount and increase the term on it. But my fear is that won't this put me in a disadvantage for future transactions. Surely in these current times restructuring debts, there are many options available without disadvantaging to poor post COVID 19.
I would like to do a debit consolidation
Bad credit score with multiple debts
I am writing to apply for a debt consolidation loan to restructure my current short-term and high-interest credit obligations into a single, affordable repayment. My income is stable at approximately R20, – R21, net per month, however I am currently experiencing cash-flow pressure due to multiple short-term loans with high monthly instalments. I am not seeking additional credit for new spending, but rather to settle existing obligations and stabilise my finances. The loans I am requesting to consolidate are the following: Prime Loans Technology Lendplus Technology Mpowa Finance Fatsa Capfin SA Unifi (Account 1) Unifi (Account 2) Direct Personal Loans These accounts collectively place a heavy monthly burden, and consolidation would allow me to honour my commitments responsibly under one structured repayment. I am not applying for debt review, and I remain committed to meeting my obligations in full. My intention is to improve affordability, reduce risk, and maintain a good repayment record going forward.
Right now I’m financially stretched and trying to stop things from getting worse. I have multiple active loans (over R15, total), with at least one account in arrears, and my credit profile isn’t good. My income isn’t covering everything comfortably. I’ve been looking into taking a R20k–R30k loan to consolidate everything into one payment so I can manage it better.
