Creditore Debt Counselors
Cape Town
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Debt consolidation
I am a single woman, no kids and no family. I was retrenched last year January, we have not yet received our packages yet. I just kept falling behind, then I tried with a payday loan then I had to take. Another to pay the other and so forth. I need help. The payday loans amount to about .00 one payment and they are paid up but I just cannotnafford it.
I have been have work deduction on my salary for traveling with courses ; because of doc submit late by human resources my problem became an issue. I couldn't pay my accounts they are on Arrears and now im behind with payments. They been rectify but problem have left a serious problem for my credit score and my profile. My status of debt is now +- in amount. Including. Y child school fees.
I have debts from different accounts which does not exceed my gross monthly income, however they are due to debit on the same day and my issue is that I get payed weekly and therefore they'll certainly exceed my weekly income. I wanna pay all my accounts and rather pay a single account than many split accounts.
At the moment Iam struggling to get to all my accounts and that I need to pay it off..There are an opportunity that I can get but my debts is standing in my way..I would love to get all up to date so that I can get the other opportunity and would appreciate it if you guys can help me within days of Time so that I can start with my own business also.
Currenlty I over indebted myself with installments my husband salary is less than mine, basically we are just making it, every month i pay installments and then i need to make a new loan to cover the cost for the installments that were paid. I would love to consolidate my debt into one loan and one installment, i do not wish to go under debt review as ive been there before. Hoping you can assist even if its not with the full amount but half of it
I have taken alot of small payday loans and 2 loans of 3 months and 6 months. The problem is that i pay them all back but it takes my entire salary. That results in me loaning all over again to get through the month. If i can get a one payment loan to cover them all and pay it off over a few months it will resolve my problem and i can start managing my funds better.
I owe 3 loans, 1 loan is from African Bank but it's not a lot I pay R a month, 2nd loan from fasta these quick loan for a month which I pay R once off and 3rd loan from Lendplus which I pay once off R. Then I owe my neighbor R. So if I could get at R and I pay all these then I pay that loan for maybe 10 - 12months
The debt counselor didnt oay my creditors for 6 months and missed 36 payments i had to sell my vechicle to pay those missed payments and settle them I didnt have enough funds to close all of them Im left with 2 accounts to settle got my self of debt review and ive been diong very until 25th July my bank account got hacked half my salary was taken out didnt have enough money to pay my debt so I took out small loans to that cos the bank wasn't helpful at all and I didnt want to do that I had no choice or im back in arrears cos my end goal is to apply for vechicle finance so I can get a vechicle again almost lost my job over this to if there is someone out there that can assit me of achieving my goal I'll be greatful. Banks doesn't help much at all cos you have to qualify for everything aggrevstes me
Due to personal financial issues I accumulated various payday loans to resolve the issue because I did not want a long term contract however now I have a few payday loans all 6montha and unable to make all the repayments. Is it possible to settle all my payday loans for me to have 1 repayment. Total repayment for all payday loans is currently more than R month.
I have a problem with always getting into debts that I don't understand. 1 I bought my son a taxi from RAF money since he was young when he got RAF payout, I installed tracker to the car but the car stopped working within 6 months I called the tracker company since I didn't need it anymore to cancel but they refused and told me about certain cancellation fee I didn't know about from the beginning. They still charging monthly and not my son reinstated both his money and car from me but all the debts are still in my name. There's also SARS claiming money I paid the amount they asked now they say i now owe them settlement fee of R that I don't how it came about because I never ran from them and I complied fairly. I am an unemployed mother 4 and depend on only sassa grant for only 3 of my kids. And again there's Railway furnitures when my grandma passed away she owed them money and I signed on her behalf they expect me to settle her debt too. Please help
